High Yield Time Deposits

Designed for businesses looking to earn yield on surplus cash.

Money in the bank,
just at better rates

Park your excess cash wealth in a business Certificate of Deposit (CD) ranging from 3 months to 1 year and earn upto 1.25% in interest, over 10x the US national average. Minimum deposit of $97,000. aximum up to $5M.

0.50%
APY
3-month
$97k min
$1m max
0.75%
APY
6-month
$240k min
$1m max
1.00%
APY
9-month
$480k min
$1m max
1.25%
APY
12-month
$970k min
$2m max

What to Do

You will need an approved Business DDA or Custodial account. If you already have one, then:

1

Sign into your Business DDA or Custody Account

2

Select “Add Account” on your Accounts screen

3

Once approved, Transfer Some Funds

Don't Have a Business Account?

Sign up for one today!

Save time by gathering your information in advance:

  • Business tax ID number (EIN)
  • Proof of business address (recent utility bill)
  • Proof of formation (Articles of Incorporation)
  • Your valid government ID (passport, license)
  • Your personal tax ID number (SSN)

Prohibited Business Industries & Countries

Medici Bank can provide accounts to people and businesses from over 150 countries around the world--but not some countries. Apply only if you are not a citizen of nor resident of a listed country.

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