Designed for businesses looking to transfer value with the help of a trusted agent. The Escrow account holder both legally and beneficially owns
the funds in the account and then ownership of the account, along with its assets, transfers to the designated beneficiary
upon satisfaction of mutually agreed conditions of disbursement, which is determined by the Trust Officer. Funds are
typically held in an FDIC insured account or, for very large amounts, directly in Treasuries.