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Personal NOW Account

For customers looking for a simple, singular account to earn interest while still being able to spend

You don't need two accounts to spend and earn interest anymore

  • No need to choose between checking or savings and no need to get two accounts and worry about moving money between them to maximize interest while enabling spending. Earn interest in your spending account with a NOW account from Medici Bank
  • With an interest rate of 0.25%, it yields 5x better than your average savings account and at the same time lets you spend without the typical transaction limits of a savings account
  • You get access to secure online banking where you can make unlimited, instant transfers between you accounts 24/7, where you can send and receive unlimited wires (and soon ACH), and where you’ll soon be able to buy, hold, and send foreign currencies.
  • Minimum initial deposit of $25,000 required at account opening. Maintain a minimum balance of $10,000 to avoid monthly fees

Save time by gathering your information in advance:

  • Your valid government ID (passport, license)
  • Your personal tax ID number (SSN)
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Prohibited Business Industries & Countries

Medici Bank can provide accounts to people and businesses from over 150 countries around the world--but not some countries. Apply only if you are not a citizen of nor resident of a listed country.

Prohibited industries Prohibited countries

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Medici Bank
Medici Bank International is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico as an International Financial Entity (license #IFE-030). Medici Bank is not insured by the FDIC.
Medici Bank International LLC
1250 Ponce de Leon Avenue
San Juan, PR 00907 (United States)
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