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BORROW

Don't Sell, HODL!

Get the FIAT you need while keeping the crypto you love.

Great Rates
Simple Terms.
Use your digital collateral and get the stability of fiat.

100% Transparency
Fully On-chain collateral
Borrow and Pay back fiat*
Borrow LTVs from
10%—50%
Interest Rates from
2.5%—15%
1-year or 2-year terms
Principal only monthly payments (principal due at term)
Option to leverage collateral to reduce borrowing cost
* To/from same wallet

You Have Choices
We offer three types of loan options

Proof of Concept Loan
Subsidizing Collateral Loan
Collateral subsidizes the loan rate
We stake/invest for bank yield, enabling lower loan rates based on LTV
Proof of Concept Loan
Proof of Collateral Loan
Loans with 100% on-chain proof of collateral held in fiduciary trust
We don't rehypothecate the collateral in any manner.
Proof of Concept Loan
Self-Pay Loan

We invest the collateral to earn yield that is passed through to pay off the loan

See What I Can Borrow
Choose an option and enter in the proprosed amount. Try it out now!

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See the detailed fee schedule
Join the Waiting List
Due to an unexpectedly high demand for our new loan program, we have temporarily paused accepting new applications. To ensure you secure a spot when we reopen access, we invite you to join our waiting list.
Clients on the waiting list will be prioritized ahead of general applications when access is reopened.
Sign Up Now

Prohibited Business Industries & Countries

Medici Bank can provide accounts to people and businesses from over 150 countries around the world--but not some countries. Apply only if you are not a citizen of nor resident of a listed country.

Prohibited industries Prohibited countries

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Banking at the Speed of Digital

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Medici Bank International is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico as an International Financial Entity (license #IFE-030). Medici Bank is not insured by the FDIC.
Medici Bank International LLC
1250 Ponce de Leon Avenue
San Juan, PR 00907 (United States)
8.7.4 18.119.133.206 | US
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