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Personal
NOW Account

For customers looking for a simple, singular account to earn interest while still being able to spend

You don't need two accounts to spend and earn interest anymore

  • With an interest rate of 2.07%, it yields 5x better than your average savings account and at the same time lets you spend without the typical transaction limits of a savings account
  • No need to choose between checking or savings and no need to get two accounts and worry about moving money between them to maximize interest while enabling spending. Earn interest in your spending account with a NOW account from Medici Bank
  • You get access to secure online banking where you can make unlimited, instant transfers between your accounts 24/7, where you can send and receive unlimited wires (and soon ACH), and where you’ll soon be able to buy, hold, and send foreign currencies
  • Minimum initial deposit of $500 required at account opening. Maintain a minimum balance of $500 to avoid monthly fees

Save time by gathering your information in advance:

  • Your valid government ID (passport, license)
  • Your personal tax ID number (SSN)
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Prohibited Business Industries & Countries

Medici Bank can provide accounts to people and businesses from over 150 countries around the world--but not some countries. Apply only if you are not a citizen of nor resident of a listed country.

Prohibited industries Prohibited countries

Digital Assets

Medici Bank does not at this time hold any digital assets on account; further, we do not accept deposits nor make payments in any digital asset other than USDC and USDT. Any payments sent in other than fiat USDC and USDT will be refused. Any payments sent in USDC or USDT will be automatically converted to fiat before crediting to the account. Any network fees will be passed through and additional processing fees may apply. Any withdrawals in USDC or USDT will only be paid back to the original funding wallet address. We will not process digital asset (eg cryptocurrency) payments to third parties.

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Medici Bank
Medici Bank International is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico as an International Financial Entity (license #IFE-030). Medici Bank is not insured by the FDIC.
Medici Bank International LLC
1250 Ponce de Leon Avenue
San Juan, PR 00907 (United States)
8.6.0
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